Intervest Construction of JAX, Inc. v. General Fidelity Insurance Company

I

The controversy in this case is between an insurer, General Fidelity Insurance Company, and its insureds, Intervest Construction of Jax, Inc. and ICI Homes, Inc. (collectively “ICI”), regarding whether General Fidelity breached its obligations under a general liability insurance policy held by ICI.

The coverage dispute at issue arose from a personal injury suit brought against ICI by Katherine Ferrin, who purchased and lived in a home built by ICI. During the construction of Ferrin’s residence, ICI hired Custom Cuttings, Inc. to install the attic stairway. Pursuant to its subcontract with…