Allstate Insurance v. Pacheco

NOONAN, Circuit Judge:

Allstate Insurance Company (Allstate), an Illinois corporation, brings an action for declaratory relief to obtain the court’s construction of an insurance policy. The defendants are Moisés M.T. Fabia, Sr. and Ninfa C. Fabia, insureds under the policy; their minor son, Moisés; Raquel Pacheco, a minor, who was injured by Moisés Jr.; and her parents, Cecil A. and Laverne Pacheco. All are residents of the state of Hawaii. Diversity jurisdiction exists. The district court granted summary judgment to Allstate. The Pachecos appeal.

The injury to Raquel Pacheco occurred in June…