Siniard v. Allstate Ins. Co.

Dale Siniard; Amanda Siniard; Roger Dale Bailey, both individually and d/b/a Roger Bailey Construction Company; and Susan Bailey appeal from the trial court's summary judgment for Allstate Insurance Company in its declaratory judgment action. The trial court held that, as a matter of law, Allstate was not required to defend or provide liability coverage for the Baileys as a result of an incident in which Dale Siniard claimed to have been injured.

Bailey Construction is licensed to construct single-family dwellings. Dale Siniard was employed by Bailey Construction for approximately 4-5 weeks to…