Melvin McCollum v. Life Insurance Co. of N. America

OPINION

HELENE N. WHITE, Circuit Judge.

Plaintiff-Appellant Melvin McCollum appeals the district court’s order upholding the denial of long-term disability benefits under an insurance policy issued by Defendant-Appellee Life Insurance Company of North America (LINA) and governed by the Employee Retirement Income Security Act of 1974 (ERISA). 29 U.S.C. § 1001 et seq. We REVERSE and REMAND in part and AFFIRM in part.

I

A. McCollum’s Injury and Disability Benefits

McCollum began working for Fabristeel Products, Inc., in June 1993 as a cold header operator. LINA, doing business as CIGNA Group…