Legal Opinion

Carvalho v. Equifax Information Services, LLC

Court of Appeals for the Ninth Circuit

Decided August 18, 2010No. 09-15030PublishedCited by 1 opinion

1Opinion of the Court

OPINION

O’SCANNLAIN, Circuit Judge:

We must decide whether a credit reporting agency is liable for a disputed credit report under California’s Consumer Credit Reporting Agencies Act.

I

A

In October 2001, Noemia Carvalho received medical treatment from Bayside Medical Group, Inc. (“Bayside”), in Pleasanton, California. Prior to receiving her treatment, Carvalho signed the following agreement (“Agreement”):

Bayside Medical Group, Inc., will bill your insurance as a courtesy to you. If your insurance does not pay the claim within 90 days of the date of service, the balance of your account will be your…

2Cases cited30 opinions

  1. Foman v. DavisSupreme Court of the United States · 1962
  2. Antonio Abrego Abrego v. The Dow Chemical Co Shell Oil Company, D/B/A Shell Chemical Company, and Shell Agricultural Chemical CompanyCourt of Appeals for the Ninth Circuit · 2006
  3. Granny Goose Foods, Inc. v. Brotherhood of Teamsters & Auto Truck Drivers, Local No. 70Supreme Court of the United States · 1974
  4. United States v. WilliamsSupreme Court of the United States · 2008
  5. Leadsinger, Inc. v. BMG Music PublishingCourt of Appeals for the Ninth Circuit · 2008

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3Cited by1 opinion

  1. Carvalho v. Equifax Information Services, LLCCourt of Appeals for the Ninth Circuit · 2010

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