Hill v. Woodmen of World Life Insurance

Brailsford, Justice.

This is an action on the double indemnity feature of a policy of insurance on the life of James Freddie Hill, who died suddenly while at work on February 3, 1961. The undertaking by the company was to pay in case death “occurred in consequence of bodily injury effected solely through external, violent, and accidental means, of which * * * there is a visible contusion or wound on the exterior of the body, * * * as a direct result thereof, independently of all other causes.”

A hearing was held to determine whether Hill’s death was compensable under the South Carolina…