Azim Aziz v. Allstate Insurance Company

BENTON, Circuit Judge.

A fire damaged Azim and Kina D. Aziz’s house. Allstate Insurance Company denied their homeowner’s insurance claim. They sued for coverage. The case went to trial. At the . close of the Azizes’ evidence, the district court 1 granted Allstate’s motion for judgment as a matter of law. Having .jurisdiction under 28 U.S.C. § 1291, this court affirms.

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The policy provides $60,000 in dwelling coverage and $30,000 in personal property coverage. If the insured does not repair or replace the damaged property, the policy pays “actual cash value:”

5, How We Pay For A Loss

Under…