Grover Commercial Enterprises, Inc. v. Aspen Insurance Uk, Ltd.

Appellant, Grover Commercial Enterprises, Inc. (“Grover”), appeals from an order of final summary judgment entered in favor of Appellee, Aspen Insurance UK, LTD. (“Aspen”). Because we find that the trial court did not err in concluding that the “entrustment” exclusion provision (the “Entrustment Exclusion”) in Grover’s commercial insurance policy precludes coverage for the company’s loss, we affirm.

I. FACTUAL & PROCEDURAL BACKGROUND

Grover owns a commercial property located in Coconut Grove, Florida. Aspen insured Grover under a commercial insurance policy (the “Policy”) that covered risks of…