Roundtree v. Everest Security Insurance Co.

JOHNSON, Judge.

After Angela Roundtree’s car was struck by a car driven by Sabrina Musgrove, Roundtree filed a complaint against Mrs. Mus-grove’s husband, Tony Musgrove. A demand was made upon Everest Security Insurance Company to defend Mr. Musgrove based upon its issuance of an automobile insurance policy listing Mr. Musgrove as a “named insured.” Everest filed a complaint for declaratory judgment, asserting that it was not required to provide coverage for the incident because Mrs. Musgrove was explicitly listed as an excluded party under the terms of the policy.

Roundtree did not file an…