Johnson v. Braddy

In 1999, defendant Willie Braddy drove his truck into a parked vehicle in which plaintiff Frederick Johnson was seated, severely injuring Johnson. At the time of the accident, Braddy’s employer was insured under a $1 million liability policy issued by Reliance Insurance Company (Reliance) and an umbrella policy issued by National Union Insurance Company that provided coverage for any judgment in excess of the Reliance coverage up to $25 million.

After Johnson 1 filed suit against Braddy and his employers, Reliance became insolvent and was liquidated by the Pennsylvania Insurance Commissioner.…