Toney v. Black Hawk Mutual Insurance Ass'n

STREIT, Judge.

Toneys appeal the trial courts judgment dismissing their claim against their insurance company for breach of contract. The insurance company refused to pay benefits under the policy for loss due to fire claiming the Toneys intentionally caused the fire. Because substantial evidence supports the trial courts decision, we affirm.

I. Background Facts & Proceedings.

In 1987, plaintiffs Ronald and Theresa To-ney bought a house in LaPorte City. At the same time, they purchased hazard insurance for the house from defendant, Black Hawk Mutual Insurance Association. The coverage under the…