Joiner v. Auto-Owners Mutual Insurance Co.

BRECKENRIDGE, Judge.

Charles William Joiner and Mary Lynn Joiner1 appeal from the trial court’s judgment, rendered after a jury trial, denying their claims against Auto-Owners Mutual Insurance Company for proceeds of an insur-*480anee policy and damages for Anto-Owners’ vexatious refusal to pay when a fire destroyed the Joiners’ home. The Joiners raise three points on appeal, contending that the trial court erred (1) in not giving Instruction 36, a written instruction advising the jury that it could consider certain hearsay evidence only on the issue of whether Auto-Owners’ refusal to pay was…