State Farm Mutual Automobile Insurance v. Bustos-Ramirez

STEELMAN, Judge.

There was no genuine issue of material fact as to whether Perez had a reasonable belief that he was entitled to use the Honda automobile owned by Ramirez. The trial court correctly granted summary judgment in favor of plaintiff.

I. Factual and Procedural History

Augustine Perez (“Perez”) had resided with the family of Norberto Bustos-Ramirez (“Ramirez”) in Winston-Salem, Forsyth County for several years. Ramirez was the owner of a 1999 Honda Civic automobile which was insured by plaintiff, State Farm Mutual Automobile Insurance Company (“State Farm”). On the night of 10 January…