Smith v. FIRE INS. EXCHANGE OF LOS ANGELES

NATURE OF CASE

Bobby L. Smith and Teena M. Smith made demand under a homeowner’s insurance policy to recover for the loss of their house after it was destroyed by fire. When their insurer, Fire Insurance Exchange of Los Angeles, California (Fire Insurance Exchange), denied coverage, the Smiths filed this action in the district court for Webster County. Following trial, a jury entered a verdict in favor of Fire Insurance Exchange, and the Smiths appealed.

SCOPE OF REVIEW

Whether a jury instruction given by a trial court is correct is a question of law. When reviewing questions of law, an…