Opperman v. Heritage Mutual Insurance Co.

566 N.W.2d 487 (1997)

1997 SD 85

Harlan OPPERMAN d/b/a Opperman Sand & Gravel and d/b/a Opperman Construction, Plaintiff and Appellee,

v.

HERITAGE MUTUAL INSURANCE COMPANY, Defendant and Appellant.

No. 19856.

Supreme Court of South Dakota.

Considered on Briefs March 27, 1997.

Decided July 16, 1997.

Wally Eklund of Johnson, Eklund, Nicholson and Dougherty, Gregory, for plaintiff and appellee.

Michael J. Schaffer, Keith A. Gauer of Davenport, Evans, Hurwitz & Smith, L.L.P., Sioux Falls, for defendant and appellant.

KONENKAMP, Justice.

[¶ 1] Harlan Opperman lost a front-end loader when one of his buildings…