Key Handling Systems, Inc. v. Workers' Compensation Appeal Board

FLAHERTY, Judge.

For the first time the Court must decide whether an employer obtains workers compensation insurance coverage from the State Workers’ Insurance Fund (SWIF) merely by mailing an unsolicited application and premium to SWIF. We hold that an employer is not assured of coverage with SWIF until it receives a certificate of insurance from SWIF and a receipt for the premium from the State Treasurer.

New Jersey based Key Handling Systems, Inc. (Employer) appeals from an order of the Workers’ Compensation Appeal Board (Board) affirming the decision of a Workers’ Compensation Judge (WCJ)…