Martin/Elias Props., LLC v. Acuity, Ins. Co.

OPINION OF THE COURT BY CHIEF JUSTICE MINTON

In Cincinnati Ins. Co. v. Motorist Mut. Ins. Co.1 , this Court held that damage because of a contractor's faulty workmanship does not constitute an occurrence covered under the contractor's commercial general liability (CGL) insurance policy. The Court of Appeals applied the principles of Cincinnati in the present case to hold that a contractor's faulty workmanship on the basement and foundation of an existing structure, resulting in extensive damage to the entire building, was not an accident triggering coverage as an occurrence under the…