Timely Entertainment International, Inc. v. State Farm Fire & Casualty Co.

Blackburn, Judge.

The appellants commenced this declaratory judgment action seeking a determination that State Farm Fire & Casualty Company (State Farm) was obligated to provide coverage for a motor vehicle collision involving an automobile insured under an automobile insurance policy it issued. The trial court granted summary judgment for State Farm, and this appeal followed.

In July 1988, State Farm issued the policy to Timely Entertainment International, Inc. (Timely), who successively renewed the policy every six months until early 1991. By custom and practice, the *468parties used January 8 as…