Robert L Higgins

IN THE UNITED STATES BANKRUPTCY COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA In re : Chapter 13 Robert L. Higgins, Debtor. : Bankruptcy No. 22-12021-MDC MEMORANDUM I. INTRODUCTION The above captioned-bankruptcy case of Robert L. Higgins (the “Debtor”) is his third bankruptcy case overall, and his second case filed in the year 2022. His prior 2022 case (the “Prior 2022 Case”)1 was voluntarily dismissed on June 29, 2022. The Debtor then filed the present case (the “Present Case”) a little more than a month later, on August 2, 2022. Pending before the Court is the United States Commodity…