Sun Bank, N.A. v. Solares

Appellees Solares and Del Valle had a joint checking account with appellant bank. Solares owed Del Valle $20,000. Del Valle needed the funds to buy a house in Orlando. Solares did not have funds to pay Del Valle but they were expected to be received momentarily. As part of the down payment on her house in Orlando, Del Valle wrote a check for $16,050 on the joint account. When the check reached the bank there was $689 in the account. A bank officer, Suarez, called Del Valle and asked for a deposit of funds. Del Valle deposited an out-of-town check for $18,000 and the bank paid her $16,050…