Mickman Bros., Inc. v. Farm Bureau Mutual Insurance Co.

OPINION

TOUSSAINT, Chief Judge.

Mickman Brothers, Inc. and Auto Owners Insurance Company brought a declaratory-judgment action against Farm Bureau Mutual Insurance Company, seeking a declaration that Farm Bureau had a duty to defend and indemnify Mickman Brothers in an action for damages arising out of two automobile accidents. The district court granted summary judgment in favor of Mickman Brothers and Auto Owners, reasoning that the policies Farm Bureau had issued contemplated the risk and were primary. Because the Farm Bureau policies provide coverage for both accidents and were issued to…