St. Michael's Orthodox Catholic Church v. Preferred Risk Mutual Insurance

Defendant, an insurance company, appeals a decision in favor of its insured.

In September 1982, defendant’s agent visited the plaintiff, St. Michael’s Orthodox Catholic Church, to discuss insurance coverage with Wesley Stinich, a church trustee. According to Stinich, defendant’s agent noted that the church interior had suffered some water damage. Stinich testified at trial that the damage was the result of a leaky roof. The church had experienced problems with its roof since 1979. In September 1980, plaintiff hired contractors to replace the roof, but this attempt at repair was unsuccessful,…