Chatlas v. Allstate Insurance

PRESIDING JUSTICE QUINN delivered the opinion of the court:

Plaintiff filed a declaratory judgment action against defendant, seeking a declaration that plaintiff was entitled to underinsured motorist (UIM) insurance coverage in the same amount as her bodily injury liability limits of $250,000. Plaintiff’s claim was based on defendant’s alleged failure to comply with the provisions of section 143a — 2 of the Illinois Insurance Code (Code) (215 ILCS 5/143a — 2 (West 1994)), which require insurers to offer uninsured/underinsured motorist coverage up to the limits of bodily injury liability in a…