Cole v. Southeastern Fidelity Insurance Co.

SCHWARTZ, Chief Judge.

This case presents the now familiar problem of1 resolving the rights of the respective liability insurers of the driver-lessee and the owner-lessor of a Florida rental vehicle. On September 8, 1980, a Canadian citizen, Mark Cole, who was insured by a standard State Farm automobile policy issued in Ontario, rented a car in Miami from Holiday Rent-A-Car, which is operated by Interamerican Car Rental, Inc. The rental company was covered by a $300,000 policy issued by Southeastern Fidelity which insured both Holiday and, as additional insureds, the individual operators of…