Phillips v. Mosaic Templars of America

This is a suit on a benefit certificate issued June 11, 1914, on the life of Virgil G-odbolt by appellee, a mutual fraternal insurance company. The insured died December 8, 1918, and under the terms of the certificate a cause of action accrued thereon ninety days thereafter. The certificate required the suit to be brought within one year after the cause of action accrued; but the suit was not commenced until March 27, 1920. A verdict was directed against the plaintiffs; and that action of the trial court is defended upon the ground, among others, that the cause of action was barred when the…