Sarah Moffitt Goodson and Floyd P. Goodson, Sr., Co-Executors of the Estate of Floyd P. Goodson, Jr., Deceased v. American Home Assurance Company

This action was brought against the insurance company to recover $100,000 for the accidental death of the president pf the JFG Coffee Company, who was killed in an airplane crash in Tennessee.

The insurance company had issued an accidental death insurance policy covering three officers of the coffee company. The policy excltided from coverage death resulting from the use of “any aircraft owned or operated by the Policyholder, unless previously consented to in writing by the Company.”

The insurance company denied coverage, contending that the plane was “operated” by the coffee company. The plane…