Ridling v. Ballard

John E. Jennings, Judge.

This is a dispute over the ownership of three certificates of deposit issued by the Clinton State Bank in the names of Claude Ballard and his sister, Ida Ridling, the appellant here. The certificates, totalling $20,000.00, were purchased sometime before 1986.

On March 28, 1986, Claude Ballard’s son, Raymond, was appointed guardian of his father’s estate. On the same day Raymond went to the bank to withdraw the funds represented by the certificates. The bank refused to turn over the funds because the certificates showed only Ms. Ridling’s social security number and not…