Erie Insurance Exchange v. Megan Johnson

RENDERED: APRIL 24, 2025 TO BE PUBLISHED Supreme Court of Kentucky 2024-SC-0018-DG ERIE INSURANCE EXCHANGE APPELLANT ON REVIEW FROM COURT OF APPEALS V. NO. 2022-CA-1405 FLOYD CIRCUIT COURT NO. 19-CI-00059 MEGAN JOHNSON; TERRI REED; AND APPELLEES SHANE HALL, ATTORNEY AT LAW, PLLC OPINION OF THE COURT BY JUSTICE THOMPSON AFFIRMING IN PART, REVERSING IN PART, AND REMANDING In 1974, the General Assembly enacted the Motor Vehicle Reparations Act (MVRA). When it became effective the following year, the MVRA brought about “sweeping changes in the realm of automobile insurance” which “transformed…