In Re the Foreclosure of a Deed of Trust Executed by Adams

MARTIN, Chief Judge.

Respondents Hannia M. Adams and H. Clayton Adams appeal from the trial court’s order authorizing Monica Walker, Matressa Morris, and Nationwide Trustee Services, Inc. (“Nationwide”) to act as substitute trustees and proceed with foreclosure under a power of sale for the property described in the Deed of Trust recorded in Book 11668 at Page 2236 in the Wake County Register of Deeds. We reverse the trial court’s order.

On 31 October 2005, respondent Hannia M. Adams executed an adjustable rate note (“the Note”) in which she promised to pay a principal amount of $252,000.00…