Crossley v. Allstate Insurance

On March 14 and 15, 1982, plaintiff and his wife, Cindee Crossley, incurred losses through fire to their garage and home, respectively. The Genesee Central Fire Department concluded that the fires were deliberately set. By letter of July 23, 1982, defendant rejected the plaintiffs proof of loss. It claimed that the amount submitted by plaintiff greatly exceeded the actual cash value of the loss and that the fires were set or procured to be set by plaintiff.

On July 12, 1982, plaintiff filed a complaint against defendant for breach of contract, unfair trade practices and infliction of emotional…