Order of United Commercial Travelers of America v. Campbell

The suit is on a policy of accident insurance. From a verdict and judgment in favor of the beneficiary the insurer appeals.

Appellant is a fraternal benefit association incorporated in Ohio and authorized to do business in the state of Washington. The insured, Robert H. Campbell, became a member of the local council of the order at Seattle in 1920, at which time a certificate of insurance was issued to him.

The order is governed by a Supreme Council. It has two types of membership, one being for fraternal purposes only, the other including in addition protection against accidental injury or…