Sentry Indemnity Company v. Frances Peoples

Defendant Frances Peoples appeals from a $3,744.39 jury verdict in her favor and from the district court’s dismissal of her bad faith counterclaim to plaintiff insurance company’s declaratory judgment action. We affirm.

Peoples entered into a contract for automobile liability insurance with Sentry Indemnity Company on May 3, 1978. On the same day, she signed a separate one-page form entitled “Georgia Automobile Supplementary Application — Offer to Purchase Additional Coverage,” marking the box la-belled “No Optional PIP.” PIP is an abbreviation of “Personal Injury Protection.” Georgia law…