State Farm Mutual Automobile Insurance Co. v. Brown

OPINION

MARGARET GARNER MIRABAL, Justice.

In this car insurance coverage case, State Farm Mutual Automobile Insurance Company (State Farm) appeals from a summary judgment in favor of the insured, Jack Brown. We must decide whether an insurer is entitled to offset payments owed under an uninsured/underinsured (UM) motorist clause with payments made to the insured under a personal injury protection (PIP) clause pursuant to a policy offset provision. Concluding the offset is permissible, we reverse and render.

Facts

The parties stipulated to the following facts in the trial court:

1. On April 10,…