RLI Insurance v. Hanover Insurance

1. The facts. In ruling on the cross motions for summary judgment, the Superior Court judge had before him various materials, including Hanover’s *830policy and affidavits from Matthew and his father. The “regular use” coverage exclusion clause of the policy provides that Hanover will not pay “[f]or injuries resulting from an accident while you or a household member is using an auto which you or any household member owns or uses regularly, unless a premium for this Part is shown for that auto on the Coverage Selections Page” (emphasis in original). The only automobiles listed on the coverage…