Whitlock v. Stewart Title Guaranty Co.

We certified the following question from the United States District Court for the District of South Carolina:

In the case of a partial failure of title which is covered by an owner’s title insurance policy, where the title defect cannot be removed, should the actual loss suffered by the insured as a result of that partial failure of title be measured by the diminution in value of the insured property as a result of the title defect as of the date of the purchase of the insured *613property, or as of the date of the discovery of the title defect?

We have held in connection -with a title insurance…