Kirkwood v. London & Lancashire Ind. Co. of America

This is a suit on an accident policy for $2,000 for loss of life. Plaintiff, widow of the assured, is the beneficiary named in the policy, which stipulated that the protection afforded was “against loss caused by bodily injuries effected directly and independently of all other causes through accidental means.”

The petition, read as a whole, charges that the death of the assured was the direct result of a fall he sustained while running to catch a street car.

Defendant company, in its answer, denied that the death was “caused by bodily injuries.” It contends that the direct cause of the death…