Maddox v. Superior Rigging & Erecting Co.

Cooper, Judge.

Appellants, Grady Maddox (“Mr. Maddox”) and Betty Maddox (“Mrs. Maddox”), brought a declaratory judgment action against appellees, the Hanover Insurance Companies (“insurer”) and its insured.

Mr. Maddox was injured in an automobile collision with a vehicle driven by an employee of the insured. An adjuster for the insurer negotiated directly with appellants in an effort to settle the personal injury claim of Mr. Maddox and Mrs. Maddox’s possible claim for loss of consortium. After negotiating for over one year, Mr. and Mrs. Maddox agreed to a settlement for a lump sum of money and…