Sellers v. Zurich American Insurance

DECISION AND ORDER

LYNN ADELMAN, District Judge.

Plaintiff Audrey Sellers brings this action against defendant Zurich American Insurance Co. (“Zurich”), alleging that Zurich violated the Employee Retirement Income Security Act of 1974 (“ERISA”) when it denied her benefits under an Accidental Death and Dismemberment (“AD & D”) policy following the death of her husband, Anthony Sellers (“Anthony”). Before me now are the parties’ cross motions for summary judgment.

I. BACKGROUND

A. Events Culminating in Anthony’s Death

Anthony was a cable inspector/investigator for Time Warner Cable (“Time Warner”)…