Melichar v. State Farm Fire & Casualty Co.

JONES, Justice.

This case involves an alleged breach of a homeowner’s insurance policy. Appellants, Charles and Karen Melichar, sued Respondent, State Farm Fire and Casualty Company (“State Farm”), for breach of contract, breach of implied warranty, and breach of express warranty after State Farm failed to pay for mold related damages to their home resulting from an accident. The district court issued a directed verdict in favor of State Farm. We affirm.

I

The Melichars are homeowners in Boise. They previously maintained homeowner’s insurance through State Farm. Two of the Melichars’ past…