DeFoure v. MFA Life Insurance

George Howard, Jr., Judge.

The issue for determination is whether appellee is liable for medical expenses of $2,-780.95, under the terms of a “Conditions Precedent” (a binding receipt), providing, among other things that “no insurance shall be effective for any persons proposed for insurance in the application if [appellee] declines to insure any one of them.”

On March 22, 1977, appellant made application for health insurance coverage for herself and her two minor children, Annetta, age 13, and Charles, age 15. Appellant paid two months’ premium in advance of $88.14. Appellant received an…