Allstate Insurance v. Spillers

Miller, Judge.

In this declaratory judgment action, Allstate Insurance Company (“Allstate”) appeals from the trial court’s ruling that, since Randall Spillers had implied permission to use an insured car at the time of a car accident, Allstate was obligated to provide insurance coverage to Spillers for injuries arising out of the accident. Since the incor rect legal standard was applied by the trial court, we must vacate the trial court’s ruling and remand the case for consideration under the proper legal standard.

Spillers purchased a 1987 Ford Mustang in 1995. After having his license…