Phenix Insurance v. Pennsylvania Railroad

So much of the complaint in this caffe as is necessary to present the questions discussed by counsel alleges, substantially, that in the year 1889, one "William W. Warnes was the owner of a large quantity of hay in Marshall county, Indiana, stacked near the right of way upon which the appellee’s railroad is constructed; that the appellant, as a corporation engaged in the business of fire insurance, executed to the said Warnes a policy of insurance insuring him against loss, by fire, on account of said hay; that by the negligence of the appellee in failing to provide its engines with proper…