German Fire Insurance v. Duncan

Opinion of the Court by

William Eogers Clay, Commissioner —

Affirming.

Appellee, William M. Duncan, was the owner of a lot of land in Lawre-nceburg, Kentucky, on which stood a hotel building known as the Galt House. On January 2nd, 1909, appellee obtained from appellant a policy of insurance covering the premises in question, by which appellant undertook to insure appellee against loss by fire. On February 28th, 1909, the hotel property took fire. A part, of the building- was totally destroyed, and the remainder considerably damageHT Proof of loss was made, and appellant refused to settle;…