Seaburg v. New York Mutual Underwriters

—Graffeo, J.

Plaintiffs Karen Seaburg and Dennis McCarthy (hereinafter collectively referred to as plaintiffs) are the owners of premises leased to plaintiff Del-Mac, Inc., which operates a tavern on the premises. They are named as additional insureds in the liability insurance policy issued by defendant New York Mutual Underwriters (hereinafter defendant) to the corporate plaintiff. In December 1997, plaintiffs were named as defendants in a wrongful death action which arose out of an automobile accident allegedly caused by an intoxicated driver who patronized the tavern prior to the accident.…