Oscar Mayer & Co. v. Manson

Because of the wording of their health and accident policies, the appellants contend that the order of the trial court levying an assessment is illegal as to them. With regard to a mutual insurance company, such as is involved in the instant case, the statutory scheme in Wisconsin provides that a policyholder, as a condition of membership, “shall be liable for a pro rata share of losses and expenses.” Sec. 201.02 (3) (d), Stats.

However, the liability of a member may be “limited according to law.” Such limitation, according to sec. 201.02 (5), Stats., requires a dual recitation of the…