Capital One Bank USA, N.A. v. Charmon Wallace

FILED May 13,2014 In the Office of the Clerk of Court W A State Court of Appeals, Division III IN THE COURT OF APPEALS OF THE STATE OF WASHINGTON DIVISION THREE CAPITAL ONE BANK (USA), N.A., ) ) No. 31216-0-III Respondent, ) ) v. ) ) CHARMON WALLACE, ) UNPUBLISHED OPINION ) Appellant. ) SIDDOWAY, C.J. - Channon Wallace appeals the trial court's refusal to set aside a default judgment entered in a collection action by Capital One Bank (USA), N.A. We fmd no error or abuse of discretion and affirm. PROCEDURAL BACKGROUND Capital One commenced this action to recover $4,439.74 in unpaid credit card…