Reserve Insurance Co. v. Campbell

Ebmrhardt, Judge.

Did the failure to allege that proof of loss had been made, as required by the policy, render the petition subject to the general demurrer? “Proofs of loss are primarily intended for the purpose of securing an adjustment between the insured and the company (19 Cyc. 854), and it is in accordance with sound public policy that our law recognizes the right of insurance companies to make such requirements in their contracts. By the Civil Code (1910), § 2490, 2 this right on the part of the insurance companies to prescribe regulations as to notice and preliminary proof of loss is…