O'Bar v. MFA Mutual Insurance

Darrell Hickman, Justice.

The only issue on appeal is whether a reduction clause in an automobile insurance policy that provides for $5,000 in accidental death benefits is void because it violates public policy. The trial court held that the clause which reduced payment by any amounts paid under workers’ compensation law was valid. We disagree and find such a provision void as against public policy.

The appellant’s husband, Jeweral Wayne O’Bar, was killed in a vehicle accident while driving his employer’s truck. His widow, Reba Faye O’Bar, the appellant, and his child received over $5,000 for…