In Re Fulmer-Vaught

MEMORANDUM OPINION AND ORDER

FRANK W. KOGER, Chief Judge.

On the morning of December 16, 1997, a time which should in bankruptcy proceedings live in infamy, Debtor filed a bankruptcy petition under Chapter 13. Debtor was facing a foreclosure on her real estate by the United States Department of Agriculture, Rural Development. The foreclosure sale was scheduled for the afternoon of December 16, 1997. Counsel for the debtor did not telephone the creditor or counsel for the creditor. Counsel for the debtor did not fax the creditor or counsel for the creditor. Instead, counsel for the debtor mailed…