Kemper v. Modern Woodmen of America

The opinion of the court was delivered by

Smith, J. :

Iiemmo Ruiter held a benefit certificate in the Modern Woodmen of America, f2000 in amount, payable at death to his wife, Ida Ruiter. On February 13, 1900, the insured filled out and signed a blank form, on the back of his certificate, in which he re*120quested its cancelation and that a new one be issued in the same amount, payable to John Ruiter, a brother. The written request was duly acknowledged before a notary public. The certificate with the request for a change in the beneficiary was mailed at Stillwater, Okla., directed to the head…